aleks auto body works

Since many of my customers ask about this issue I thought I would put out a good resource on my website.

This website http://www.insurancehotline.com is a great resource for those confused about getting car insurance, looking for a better rate or making an insurance claim .

http://www.insurancehotline.com/reporting-accidents/

Here’s what you need to know when deciding whether to report your insurance claim, or pay it yourself.

“Your Insurance Rate: A driver with an accident can see their insurance rate jump from $1,500 to over $5,000, and remain high for 6 years.

After an accident: You need to find out what your rate increase will be, and based on your new rate, decide how to proceed.

Note: Your insurance rate does not increase in proportion to the amount of damage, regardless of whether you have a fender bender or have written off a Bentley.

Paying Your Own Claim: If you choose to pay your own claim, particularly in a single vehicle accident, you protect your insurance rate from an increase. If you’ve had a prior accident in the past 6 years, or tickets in the past 3 years, the combination can cause your insurance company to cancel your policy.

Repair Shops: It’s your choice where to have your car repaired. Some insurance companies have preferred shops, but the call is ultimately yours.“

If you are interested the website goes on more into detail about when to switch insurance provider or when to make a claim.